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cthskzfn



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PostPosted: 09/19/17 8:15 pm    ::: Fight Graham-Cassidy Bill Reply Reply with quote

Time to man the phones and the streets again.

The latest Republican't attempt to get a win for their dupedplorables re: "repealing Obamacare", while needing only 50 Senate votes to do so, is a complete piece of shit. Pre-existing conditions will be back in play, and a "redistribution of wealth" from states which expanded medicaid under the ACA to those that didn't, is included.

The Sept 30 deadline for truncated passage won't allow a full CBO score:

"CBO will provide as much qualitative information as possible about the effects of the legislation, however CBO will not be able to provide point estimates of the effects on the deficit, health insurance coverage, or premiums for at least several weeks," a statement from the CBO said Monday.

Republicans, you are scum.


http://www.kff.org/medicaid/fact-sheet/5-ways-the-graham-cassidy-proposal-puts-medicaid-coverage-at-risk/



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mercfan3



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PostPosted: 09/19/17 9:55 pm    ::: Re: Fight Graham-Cassidy Bill Reply Reply with quote

fuckers are trying it again.

I think we need one of Murkowski or McCain to vote no. I believe Collins and someone else are already a "no."

Bothers me that it comes from Graham. He's one of those Republicans that I do really want to like, but then he comes out with this shit.



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cthskzfn



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PostPosted: 09/19/17 10:10 pm    ::: Reply Reply with quote

And I believe Cassidy said that he'd never support a bill which would allow pre-existing condition exclusion.



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GlennMacGrady



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PostPosted: 09/20/17 12:17 am    ::: Reply Reply with quote

The way I read the site you linked, the prohibition on excluding pre-existing conditions remains as is and cannot be waived.

Coverage for kids up to 26 stays the same.

Beyond that, the bill is extremely complicated and I don't pretend to understand it without studying it for probably 40-50 hours, which no legislator or news reporter will do.

http://files.kff.org/attachment/Summary-of-Graham-Cassidy-Heller-Johnson-Amendment

http://www.kff.org/interactive/proposals-to-replace-the-affordable-care-act/

Quote:
Prohibition on turning applicants down based on health status is not changed and cannot be waived.


Quote:
Prohibition on pre-existing condition exclusion periods is not changed and cannot be waived.


The vast majority of bills are never CBO scored and it's virtually self-evident that the outcomes of very complex financial legislation cannot be accurately forecast by the CBO or anyone else. There are plenty of examples of where CBO scoring was wildly wrong, including Obamacare. It's too inherently unreliable to give much weight to or worry about.
justintyme



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PostPosted: 09/20/17 2:46 am    ::: Reply Reply with quote

It allows for states to remove the essential health benefits and the prohibition on health status upcharges. So while insurers will not be allowed to deny coverage due to a preexisting condition, they will be able to charge those individuals higher premiums, effectively pricing most of them out of the market. And if you want mental health coverage? Good luck to you.



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cthskzfn



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PostPosted: 09/20/17 7:54 am    ::: Reply Reply with quote

justintyme wrote:
It allows for states to remove the essential health benefits and the prohibition on health status upcharges. So while insurers will not be allowed to deny coverage due to a preexisting condition, they will be able to charge those individuals higher premiums, effectively pricing most of them out of the market. And if you want mental health coverage? Good luck to you.



Yeah, it's like the Civil War. You know, it wasn't about slavery, it was about "states' rights".

What to the "both sides do it", "no difference between Dems and Reps", folks say now?

The bi-partisan work on healthcare was blown up by Republiscums in order to pursue this heinous bill.

https://www.nytimes.com/2017/09/19/us/politics/obamacare-act-fix-collapses-repeal-trump.html


But Republican leaders pressed toward a showdown vote. And they choked off separate bipartisan efforts to shore up health insurance markets under the Affordable Care Act, hoping to give Republican senators no alternative but to vote for repeal.


and this classic bullshit comes from Miss Lindsay:

This is the choice for America, Mr. Graham said on Tuesday: “Socialism or federalism when it comes to your health care.”



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cthskzfn



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PostPosted: 09/20/17 7:55 am    ::: Reply Reply with quote

cthskzfn wrote:
And I believe Cassidy said that he'd never support a bill which would allow pre-existing condition exclusion.



https://www.nbcnews.com/news/us-news/jimmy-kimmel-senator-lied-right-my-face-over-health-care-n802896



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cthskzfn



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PostPosted: 09/22/17 8:16 am    ::: Reply Reply with quote

Why do Republiscums continually lie about this bill?



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GlennMacGrady



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PostPosted: 09/22/17 9:02 am    ::: Reply Reply with quote

Jimmy Kimmel?

Trump said this week that he wouldn't sign legislation that didn't continue coverage for pre-existing conditions. That's been his consistent position throughout his campaign and the debates.

I've listened to both Graham and Cassidy this week, and they say the bill requires states to provide "adequate and affordable" coverage for pre-existing conditions. When asked who determines what is affordable, they said it is the Children's Health Insurance Program (CHIP) administrators, a program that is now 20 years old.

As to the block grants to the states for Medicaid, they say the grants under Obamacare are currently very asymmetrical. 40% of the federal taxpayer money goes to just four states -- California, New York, Massachusetts and Maryland -- which comprise 20% of the U.S. population. This is because those states have enacted state Medicaid laws, some even before Obamacare, that are far richer in coverage than the other states. Therefore, federal taxpayers in other states are funding the richer Medicaid programs enacted in these states.

The goal of the G-C bill, according to what G&C say, is to equalize the block grants on a per-head basis by 2026. That is, each state by 2026 will receive the same amount of federal money per person in their states. If some states want to enact richer Medicaid programs than is affordable with the federal allocation, they will have to rely on their own state's taxpayers to do so, by raising their own state taxes somehow.

To the extent this is true (I haven't read the bill), it seems consistent with equity and the philosophy of federalism.

On a more global level than this small fraction of the G-C bill, it is self-evident that any type of legislation that amends or replaces Obamacare must cut coverage somehow, overall, to help reduce the continuing cost inflation and federal deficit increases, which are the big problems under Obamacare. Whoever loses coverage under whatever plan will not like it and complain. Under Obamacare, for example, one of the biggest loser groups was seniors -- those most in need of medical care -- because Obamacare takes money out of Medicare to pay for its coverage of other groups.

There will be a debate on CNN Monday between Graham and Cassidy on their bill and Sanders and Klobuchar on theirs.
cthskzfn



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PostPosted: 09/22/17 9:59 am    ::: Reply Reply with quote

https://www.vox.com/policy-and-politics/2017/9/21/16340066/health-group-statements-graham-cassidy-bill



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justintyme



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PostPosted: 09/22/17 11:00 am    ::: Reply Reply with quote

In other words, it takes money away from states who expanded Medicaid and gives it to those that didn't. Hmmmmm. That expansion itself would disappear in 2027.

There was nothing stopping these other states from expanding their coverage like California, New York, etc., so this gap that currently exists is one of those states' own doing (i.e.: their freedom of choice).

As for pre-existing conditions, health experts have weighed in saying that the protections as written in the bill are basically meaningless. The elimination of essential health benefits allows states to basically say "screw it" to things like mental health coverage, which would then basically become untenable to purchase. There is also no mechanism in the bill to ensure states meet this "adequate and affordable" (what does that even mean in real terms?) standard. Right now it is simple. You cannot charge more for people with pre-existing conditions and they may not be denied coverage. The health benefits which must be covered are also spelled out to define specifically what "adequate" coverage means. So, what's the point of changing these to a vague statement if we really want protect these people and make sure insurance actually is "adequate"? Oh, and if states still want to cut these programs under this bill and not be held to the weak "adequate and afforable" standard? All they have to do is apply to the HHS Secretary who will be required, by law, to waive them.

The plan also removes the ban on lifetime caps, so that is another mechanism insurance companies can use to limit the pre-existing crowd.

And it gets rid of the mandate altogether. How is this supposed to lower premiums if you reduce the young, healthy people in the risk pool, other than by cutting the services offered? The big reason the ACA is having issues is that too many people paid the tax penalty instead of buying insurance. The problem was that the "mandate" wasn't strong enough. And this bill goes the other direction.

This bill moves us backwards in health care, away from comprehensive universal coverage. Well, other than people will be so pussed by the dumpster fire that their health plans become that single-payer almost certainly would become a thing.



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GlennMacGrady



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PostPosted: 09/22/17 11:57 am    ::: Reply Reply with quote

justintyme wrote:

The elimination of essential health benefits allows states to basically say "screw it" to things like mental health coverage, which would then basically become untenable to purchase.

This bill moves us backwards in health care, away from comprehensive universal coverage.


To me, there are two categories of opposition to health care plans, one based on political/economic philosophy and the other based on self-interested greed.

If you favor national socialism, where a Big Brother national goverment defines, controls, directs and governs all details of personal life, then you will favor utopian socialist programs such as those advocated by Sanders. If you favor constitutional federalism, where all powers reside in the states other than those powers specifically given by the Constitution to the national government, you will favor a federalist program such as Graham-Cassidy.

All institutions that make big profits from the status quo, such as doctors, hospitals, insurance companies, AARP and Planned Parenthood, will be motivated by greed to oppose any plan that decreases their profits by reducing the demand for their overpriced products and services -- such as cost controls, lifetime caps, coverage decreases, and cuts in direct money handouts from the national government.

None of us knows the details of the G-C bill, but as a basic principle of federalism, if the people of State A want coverage for medical condition X and the people of State B don't, then each state should be free to control its own destiny without intrusion from the national goverment. If the citizens of Minnesota want coverage for all 265 psychiatric diagnoses in the DSM-5, they are free to lobby their state legislature for that coverage and, if successful, then pay for it. Don't expect the citizens of Texas to do so.
pilight



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PostPosted: 09/22/17 12:33 pm    ::: Reply Reply with quote

justintyme wrote:
The big reason the ACA is having issues is that too many people paid the tax penalty instead of buying insurance. The problem was that the "mandate" wasn't strong enough.


The problem was a poorly thought out plan. Premiums and deductibles skyrocketed under the ACA, to the point where it was more cost effective for most people to pay the tax penalty than buy individual insurance. In my case, it would have taken nearly $10,000 in medical expenses before I got any benefit from having insurance.



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jammerbirdi



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PostPosted: 09/22/17 12:41 pm    ::: Reply Reply with quote

justintyme wrote:
The big reason the ACA is having issues is that too many people paid the tax penalty instead of buying insurance. The problem was that the "mandate" wasn't strong enough.


Are you saying the penalty for failing to acquire health insurance wasn't as punitive as it needed to be?


pilight



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PostPosted: 09/22/17 12:47 pm    ::: Reply Reply with quote

cthskzfn wrote:
Why do Republiscums continually lie about this bill?


That's what politicians do. If you like your health care plan, you can keep it...



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jammerbirdi



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PostPosted: 09/22/17 12:53 pm    ::: Reply Reply with quote

Behind New Obamacare Repeal Vote: ‘Furious’ G.O.P. Donors

WASHINGTON — As more than 40 subdued Republican senators lunched on Chik-fil-A at a closed-door session last week, Senator Cory Gardner of Colorado painted a dire picture for his colleagues. Campaign fund-raising was drying up, he said, because of the widespread disappointment among donors over the inability of the Republican Senate to repeal the Affordable Care Act or do much of anything else.

Mr. Gardner is in charge of his party’s midterm re-election push, and he warned that donors of all stripes were refusing to contribute another penny until the struggling majority produced some concrete results.

“Donors are furious,” one person knowledgeable about the private meeting quoted Mr. Gardner as saying. “We haven’t kept our promise.”


You can click on the link and read the rest of the story but you also don't need to bother. This is as deep as it gets. Donors are furious! Who, exactly? WHAT? Don't even ask. Rolling Eyes


jammerbirdi



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PostPosted: 09/22/17 12:56 pm    ::: Reply Reply with quote

pilight wrote:
cthskzfn wrote:
Why do Republiscums continually lie about this bill?


That's what politicians do. If you like your health care plan, you can keep it...


Yeah, boo-hoo, cry me a river. Laughing


GlennMacGrady



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PostPosted: 09/22/17 1:11 pm    ::: Reply Reply with quote

jammerbirdi wrote:
justintyme wrote:
The big reason the ACA is having issues is that too many people paid the tax penalty instead of buying insurance. The problem was that the "mandate" wasn't strong enough.


Are you saying the penalty for failing to acquire health insurance wasn't as punitive as it needed to be?


Of course that's what he's saying.

But remember, the mandate to pay the federal government money if you don't buy a product -- unprecedented in American history -- isn't a "penalty". It's a "tax". Although Obama said it isn't a tax and Congress said it isn't a tax, and nobody before the Supreme Court argued with any seriousness that it's a tax, Chief Justice Roberts and the four libs said it's a tax, and that's the only reason the mandate is constitutional.

This is another reason one segment of the legally attuned population hates Obamacare: It has produced contorted and polarizing Supreme Court precedents that are thinly concealed political decisions.
ArtBest23



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PostPosted: 09/22/17 2:29 pm    ::: Reply Reply with quote

GlennMacGrady wrote:
jammerbirdi wrote:
justintyme wrote:
The big reason the ACA is having issues is that too many people paid the tax penalty instead of buying insurance. The problem was that the "mandate" wasn't strong enough.


Are you saying the penalty for failing to acquire health insurance wasn't as punitive as it needed to be?


Of course that's what he's saying.

But remember, the mandate to pay the federal government money if you don't buy a product -- unprecedented in American history -- isn't a "penalty". It's a "tax". Although Obama said it isn't a tax and Congress said it isn't a tax, and nobody before the Supreme Court argued with any seriousness that it's a tax, Chief Justice Roberts and the four libs said it's a tax, and that's the only reason the mandate is constitutional.

This is another reason one segment of the legally attuned population hates Obamacare: It has produced contorted and polarizing Supreme Court precedents that are thinly concealed political decisions.


That's not the "only" reason it's constitutional.

It was ridiculous for majority to come up with various inconsistent reasons to say that a flat mandate would be unconstitutional in the first place. Those theories (there is no majority rule) were far more idiotic than the tax part of the decision. That exactly that thing had not been done previously doesn't make it unconstitutional. There simply is no constitutional right or prohibition violated by a mandate.

And yes, the financial penalty or tax or whatever you choose to call it was far too low. It needed to be larger than the amount required to buy health insurance so that people were motivated to buy the insurance and no one paid the tax.


ArtBest23



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PostPosted: 09/22/17 2:49 pm    ::: Reply Reply with quote

So it looked like good news that McCain says he "cannot in good conscience" vote for the latest GOP bill.

Then I see about CNN'S Monday night healthcare debate. Graham and Cassidy vs Sanders and Klobuchar. One last chance for Bernie and the Dems to fuck this up and drive the "no" votes into the yes column.

Maybe they should just STFU while they're ahead.


justintyme



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PostPosted: 09/22/17 3:05 pm    ::: Reply Reply with quote

ArtBest23 wrote:
GlennMacGrady wrote:
jammerbirdi wrote:
justintyme wrote:
The big reason the ACA is having issues is that too many people paid the tax penalty instead of buying insurance. The problem was that the "mandate" wasn't strong enough.


Are you saying the penalty for failing to acquire health insurance wasn't as punitive as it needed to be?


Of course that's what he's saying.

But remember, the mandate to pay the federal government money if you don't buy a product -- unprecedented in American history -- isn't a "penalty". It's a "tax". Although Obama said it isn't a tax and Congress said it isn't a tax, and nobody before the Supreme Court argued with any seriousness that it's a tax, Chief Justice Roberts and the four libs said it's a tax, and that's the only reason the mandate is constitutional.

This is another reason one segment of the legally attuned population hates Obamacare: It has produced contorted and polarizing Supreme Court precedents that are thinly concealed political decisions.


That's not the "only" reason it's constitutional.

It was ridiculous for majority to come up with various inconsistent reasons to say that a flat mandate would be unconstitutional in the first place. Those theories (there is no majority rule) were far more idiotic than the tax part of the decision. That exactly that thing had not been done previously doesn't make it unconstitutional. There simply is no constitutional right or prohibition violated by a mandate.

And yes, the financial penalty or tax or whatever you choose to call it was far too low. It needed to be larger than the amount required to buy health insurance so that people were motivated to buy the insurance and no one paid the tax.

Exactly.

Pilight, the reason the premiums skyrocketed is beacuse not enough of the young and healthy got insurance. In the short term there were supposed to be "risk corridors" to help keep the premiums down while the insurance companies adjusted to the new market. These corridors didn't happen as Paul Ryan and the house defunded them. So premiums came out of the gate higher than they would have been. But in top of that, the tax penalties were so low that it wasn't much of a barrier. Even if the insurance didn't jump. If you are young and healthy and don't really expect to need to go to the doctor, do you choose to pay $600 per year in tax penalties (provided you also don't just lie), or do you pay $200 per month for affordable health insurance? With much lower participation from that demograpic than was anticipated, the risk pool skewed older and sicker. This means everyone's premiums went up.

The only way in a free market system to keep premiums down is by minimizing the risk in the pool. This can be done by making sure there are a bunch of people paying in that are unlikely to take anything out, excluding certain services (especially those services that would attract higher risk individuals, like mental health, maternity, or rehabilitation services), or else by excluding (or charging) the people that are likely to cost the most (preexisting conditions, older people, etc.).

The GOP's plan is basically to allow states to do the last two, no matter that it brings us back to worthless policies with services excluded (or priced so high no one is going to pay for it, because the insurance companies don't actually want to insure the people who need those services anyway), lifetime caps, or by targeting groups for higher premiums because of their health issues.



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justintyme



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PostPosted: 09/22/17 3:11 pm    ::: Reply Reply with quote

ArtBest23 wrote:
So it looked like good news that McCain says he "cannot in good conscience" vote for the latest GOP bill.

Then I see about CNN'S Monday night healthcare debate. Graham and Cassidy vs Sanders and Klobuchar. One last chance for Bernie and the Dems to fuck this up and drive the "no" votes into the yes column.

Maybe they should just STFU while they're ahead.

I actually agree with you here. Like just wait until next month when this crap is dead and then go gung ho on the single payer. This makes the narrative much more confusing to the lay person and it makes it sound like the ACA is so untenable that we need to get rid of it. And if that's the case, no harm going with the GOP shitpile.

After the clock ticks October and 60 votes become required on this, then we can start getting into the ACA=decent but are there better options that go further debates.



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ArtBest23



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PostPosted: 09/22/17 3:16 pm    ::: Reply Reply with quote

On top of that, the notion that you can allow people to sit it out until they get sick or plan to get pregnant and only then jump into the insurance pool with no rating for pre-existing conditions is completely unrealistic, unworkable and imbecilic.

You can ignore pre-existing conditions when everyone is covered and everyone is paying into the system. There are ways to transfer funds among providers or create a risk pool to deal with adverse selection. But you have to be collecting premiums into the system.

You can't let people not pay in until they start making claims.

Wouldn't you like to be able to buy car insurance only after you have a wreck and then have the insurance company pay to fix your car? Does anyone think that would work?


PUmatty



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PostPosted: 09/22/17 3:20 pm    ::: Reply Reply with quote

justintyme wrote:
ArtBest23 wrote:
So it looked like good news that McCain says he "cannot in good conscience" vote for the latest GOP bill.

Then I see about CNN'S Monday night healthcare debate. Graham and Cassidy vs Sanders and Klobuchar. One last chance for Bernie and the Dems to fuck this up and drive the "no" votes into the yes column.

Maybe they should just STFU while they're ahead.

I actually agree with you here. Like just wait until next month when this crap is dead and then go gung ho on the single payer. This makes the narrative much more confusing to the lay person and it makes it sound like the ACA is so untenable that we need to get rid of it. And if that's the case, no harm going with the GOP shitpile.

After the clock ticks October and 60 votes become required on this, then we can start getting into the ACA=decent but are there better options that go further debates.


Amen. The Dems need to get out of the way for one more week.

I expect Bernie to be an oblivious bull in a china shop. Klobuchar, on the other hand, I expect better from.


ArtBest23



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PostPosted: 09/22/17 3:21 pm    ::: Reply Reply with quote

justintyme wrote:
ArtBest23 wrote:
So it looked like good news that McCain says he "cannot in good conscience" vote for the latest GOP bill.

Then I see about CNN'S Monday night healthcare debate. Graham and Cassidy vs Sanders and Klobuchar. One last chance for Bernie and the Dems to fuck this up and drive the "no" votes into the yes column.

Maybe they should just STFU while they're ahead.

I actually agree with you here. Like just wait until next month when this crap is dead and then go gung ho on the single payer. This makes the narrative much more confusing to the lay person and it makes it sound like the ACA is so untenable that we need to get rid of it. And if that's the case, no harm going with the GOP shitpile.

After the clock ticks October and 60 votes become required on this, then we can start getting into the ACA=decent but are there better options that go further debates.


Plus, does anyone think that Sanders and Klobuchar make a great front pair? Well, I suppose they could have paired Warren with Sanders and REALLY looked foolish.


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